Plum is a clever tool that scrapes spare cash from your current account and saves it for you. It works by linking to your bank account (it works with all major UK banks). It analyses transactions to learn about your income and spending and transfers surplus cash into your Plum account every few days.
From there, you can invest your money into risk-rated basic portfolios: Conservative, Balanced and Growth or invest in more advanced, thematic portfolios such as Technology, Emerging Markets and Ethical. The funds in each portfolio are provided by Vanguard, Standard Life or Legal & General. Only ISA and GIA available.
The Emerging Markets portfolio invests in the Vanguard Global Emerging Markets fund, a stock-heavy fund investing in Russia, Taiwan and Brazil other countries. Visit