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Jargon2019-04-09T16:12:30+01:00
Active funds - Active funds are run by fund managers who aim to deliver a return higher than the market average. Fund managers will have access to extensive research to help them choose their investments. There is the potential for higher returns than a passive fund, and hence the fees charged are generally higher. ... More

Click here for our guide to investment funds.

Annuity - An annuity is an annual retirement income that is paid out for the rest of your life. ... More

During your working life, you save into a pension pot. At retirement, you can then use this pot to purchase an insurance policy called an annuity, which pays regular monthly or yearly income.  Annuities used to be mandatory, but the government introduced pension freedom in 2015, allowing investors to choose how to manage their income.  Annuities are one of the many tools available to investors. Click here for more info on pensions.