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Rules rule OK!


I’m not going to talk about the Financial Conduct Authority or HMRC rules, but the far more useful investment-based rules of thumb that we can use

The 4% rule


The 4% rule is a retirement income rule. The theory goes that if you take no more than 4% of your portfolio as income then

Win it, then one it


If you win the lottery (more probably you'll get a bonus or an inheritance) win it then one it. If you happen to have been

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