Investment-based rules of thumb that we can use to help us plan and track progress. […]
Guide Category: Savings & investments
How much should I save?
Well, there’s no hard and fast rule because saving is a personal thing. You need to do what suits your own scenario, as we go through our own investment journey due to timing and allocating your savings towards your savings goals. […]
How much does it cost to invest?
It may come as a surprise, but you have to pay for investments whether you use an adviser or not. That’s because the people looking after your money, need to be paid for the work they do. There’s no such thing as a free lunch… […]
Investment charges and fund costs
You will have to pay various charges and costs whatever type of investment you buy. For example, if you invest directly in shares of a company such as Unilever, you will have to pay dealing costs and stamp duty. If you buy open-ended funds, investment trusts or ETFs, there will be several layers of costs to pay. Some are more explicit than others. […]
Buying and selling funds
The best place to buy funds depends on whether you need advice or feel confident enough to make your own decisions (with a bit of your own research). […]
Types of funds
Generally speaking, if you want to invest long term either in a SIPP, an ISA or direct, the easiest way to do so is through a fund. These are products where investors’ money is pooled together to create a portfolio that is invested in a range of assets, such as UK shares, overseas stock markets, corporate bonds or commercial property. […]