Investing in stocks and bonds comes with risk. It’s good to have a diversified portfolio which is the same as saying ‘don’t put all your eggs in one basket’. […]
Guide Category: Savings & investments
Simple investment rule number 3: keep costs low
Your investments could be doing very well, but if the cost of managing those investments is high, then it reduces the long-term returns. It pays to pay attention. […]
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Simple investment rule number 2: don’t pick stocks
No one can predict the future but here is some advice to reduce your risk when picking stocks. […]
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Simple investment rule number 1: start right now
Investing for the first time can be daunting, but there are five simple investment rules to get you started. […]
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The 8 to 18 fund rule
This is the manageable number of funds in your portfolio. If the number of funds is greater than 18 then it can get difficult for an investor to keep track of what’s going on — professional portfolio managers tend to run at about 50 fund holdings but are on the case 24/7 and have a supporting team. Another problem in holding too many funds is that overlap can occur. […]
The 4% rule
The 4% rule is a retirement income rule. The theory goes that if you take no more than 4% of your portfolio as income then it will last at least 30 years. […]