We’ve tried to give you as much flexibility as possible.
The first option lets you see platform fees based on your investments today. That’s the easiest option and is particularly good for people who have already built up substantial savings.
But if, for example, you don’t have much in the way of savings today, but you expect to build a considerable pot quickly, looking at costs at a set point in the future might be the best option for you. For example, if you know that you’re going to save £50,000 in the next five years, then it might be in your interest to be on the right platform straight away.
Finally, some people like to know how much the service will cost over a set number of years. They may have a 10-year savings plan and want to know how the costs might make a difference to their returns over that period.