Charles
Charles is 68 and happily retired. He and his wife enjoy several holidays a year, playing golf and spending time in the garden. The children are all grown up and financially i...
Sunita
Sunita is 28 and doing well in her job as a management consultant. She earns a decent salary, which she spends on interesting holidays, clothes and lots of socialising. She is...
Alistair
Alistair is a 50-year-old barrister, divorced, with three children aged between 14 and 18. He’s in the company pension scheme, which is generous, and also has £200,000 in...
Ali
Ali is 32, with two pre-school children. She is a primary school teacher and her husband works in middle-management. They don’t have much money left after paying for childca...
Niall
Niall is 30 and works in the City for an investment bank. He wants to invest £50,000 and is keen to do some direct trading. He’s open to riskier investments and will spend ...
Lucy
Lucy is in her first year at university and has just received an inheritance of £10,000 from her grandmother. She doesn’t have any need for it in the near future, and would...
John and Judy
John and Judy are in their late 50s, both in full-time employment and have always put a bit aside for their future. They have some money in ISAs, some savings and have bought ...