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Charles is 68 and happily retired. He and his wife enjoy several holidays a year, playing golf and spending time in the garden. The children are all grown up and financially i...
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Sunita is 28 and doing well in her job as a management consultant. She earns a decent salary, which she spends on interesting holidays, clothes and lots of socialising. She is...
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Alistair is a 50-year-old barrister, divorced, with three children aged between 14 and 18. He’s in the company pension scheme, which is generous, and also has £200,000 in...
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Ali is 32, with two pre-school children. She is a primary school teacher and her husband works in middle-management. They don’t have much money left after paying for childca...
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Niall is 30 and works in the City for an investment bank. He wants to invest £50,000 and is keen to do some direct trading. He’s open to riskier investments and will spend ...
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Lucy is in her first year at university and has just received an inheritance of £10,000 from her grandmother. She doesn’t have any need for it in the near future, and would...
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John and Judy
John and Judy are in their late 50s, both in full-time employment and have always put a bit aside for their future. They have some money in ISAs, some savings and have bought ...
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